Oh Dave Ramsey, you tease you!

For anyone who has taken the Dave Ramsey Financial Peace University class (from here on on reffered to as "FPU" [I have cleverly decided to pronounce "fuh-poo"]), you will understand this blog post more than others. For those of you who havn't enrolled in FPU, I urge you too join asap! We're on lesson 4 and I love it!!

Ok so from last lesson we have created a very detailed budget (almost zero balance), so that *ahem "every dollar has a name before you get it". Today was kinda crazy scrambling back and forth from the bank (3 times between my hubby and I) making sure we have cash for our envelope system, and the right amount of money in the bank for online payed bills. To make it even more entertaining, I might have not heard Trev when he mentioned he already took out money for rent...so naturally I also took it out, then had a melt down for a full minute wondering what happened to 500$ in the bank!! It's all good folks, we got it figured out (I know some of you were worried).
But as crazy as it is today, and making sure all the math adds up, and too not forget to add in my parking expenses for work...it is incredibly liberating/freeing/relaxing to know that all the bills are budgeted for and to not have to double check that everything is getting paid. We even have date money, and seperate spending money to use however we want without checking to make sure we have enough money for bills. Although it may sound too finicky, we know that every bill is accounted for, and we know that when we splurge for a restuarant that we have a seperate budgetted amount of money for that as well.

I would like to make a seperate paragraph to thank all the family members who helped/suggested us to take this class!! Thanks especially to those who contributed to the class registration fee, you know who you are :) This class is amazing, and fun, and it's really nice to be able to take it so young so that we can nip any money problems in the bud and really start investing in our future (PARIS, kids, a house....not in order of importance!)

OH!!! and just so you know, our (late) thank you cards are soon to be on their way! just missing a few addresses, but, I promise we have not forgotten all of you and your wonderful gifts! :) ta ta for now!